Website Centre for Research in Enterprise and Action in Management (CREM)
Credit Officers at the Centre for Research in Enterprise and Action in Management (CREM) Nigeria – Lagos & Ogun
Centre For Research In Enterprise and Action In Management (CREM) is a service provider in the areas of Research, Enterprise, Workforce Management training delivery across Nigeria and West Africa. CREM is set to equip organization’s human resources with skills, competences and change creating capacities. CREM’s focus is on People, Process and Technology and on how enabled change in each of these areas can lead to enhanced Service delivery and customer satisfaction.
CREM’s services are hinged on three outstanding values: 3 Cs – Customer, Company and Competition Insights. The Centre keeps individuals and organizations abreast with new developments and learning in all the essential cross functional skills. Our other services include Research Development, Enterprise, Consulting, Learning and Development, Entrepreneurship and Management.
We are recruiting to fill the position below:
Job Title: Credit Officer
REF: CO/LA for Lagos & CO/OG for Ogun
Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
The credit officer will help our clients acquire loans in a timely manner, while ensuring compliance with the law.
Sourcing and registration of clients
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans.
Managing of PAR.
Requirements / Knowledge
Hands-on experience with lending procedures and products
Good Knowledge of debt and recovery management
Good knowledge of Credit administration.
Good Understanding of banks business operations in microfinance.
Bachelor’s Degree qualification.
0 – 1 year Experience.
Application Closing Date
24th February, 2021.
Method of Application
Interested and qualified candidate should send their CV to: email@example.com Please indicate your position of interest with the relevant number.
To apply for this job email your details to firstname.lastname@example.org